Greg Cummings: San Diego Real Estate Agent
San Diego Condo ManiaMLS: 240020618 $323,753
2 Bedrooms with 2 Baths7554 CAMINO DE LA ROSA
SAN DIEGO CA 92127MLS: 240020618
Status: PENDING
List Price: $323,753
Price per SQFT: $347
Square Footage: 9332 Bedrooms
2 Baths
Year Built: 2003
Zip Code: 92127
Listing Remarks
PENDING- NO MORE APPLICATIONS TO BE ACCEPTED**Deed Restricted Unit** Buyer must meet income and qualifications guidelines. BUYERS MUST HAVE THEIR OWN AGENT. BUYER'S AGENT TO CONTACT SELLER'S AGENT. DO NOT CONTACT SAN DIEGO HOUSING COMMISION PLEASE. 2-Bedroom/2-Bathroom upstairs unit in the Affordable For-Sale Housing Community of Bella Rosa. Unit has an open layout with lots of natural light. In-unit laundry, 1-Car attached garage and 1 additional assigned parking space. Bella Rosa has solar (paid off) electric power and solar water heating. Low HOA.
Interested buyers must submit a completed Pre-Qualification Packet (attachment for the pre-qualification packet) and all applicable documents outlined on page 1 of the packet to the listing agent. These are the key eligibility: 1)Since this is a 2 bedroom unit, the household must have 2-4 people. 2) The total gross household income must be under the 70% AMI income limits as adjusted by household size. This includes the income of all adult household members even if they will not be a mortgagor. (see attached) 3) The buyers must have LIVED and WORKED in San Diego County for a minimum of the last 2 consecutive years. If the buyer is not employed, they must have lived in San Diego and have another permanent source of income. 4) They must have sufficient assets to put the minimum required 3% down payment plus enough to cover their closing costs. 5) The total household liquid assets cannot exceed 70% of AMI as adjusted by household size. (see attached) 6) The buyer must be a first time homebuyer meaning they cannot have owned a home in the last 3 years. 7) Debt to income ratio not to exceed 45%. 8) They must occupy the property as their primary residence.
Address: 7554 CAMINO DE LA ROSA SAN DIEGO CA 92127
Listing Courtesy of BIG BLOCK REALTY, INC.
Condo Mania Agent:
Greg CummingsCompass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
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Listing Details
LISTING DATE: 2024-08-30 MONTHLY HOA FEES: $206 HOME OWNER TOTAL FEES: $2,220 HOA FEE INCLUDES: Common Area Maintenance, Exterior (Landscaping), Exterior Bldg Maintenance, Limited Insurance SALES RESTRICTIONS: Deed Restricted Program COMMUNITY: CARMEL VALLEY NEIGHBORHOOD: Black Mountain Ranch COMPLEX: Bella Rosa UNITS IN COMPLEX: 42 VIEW: Mountains/Hills FULL BATHROOMS: 2 HALF BATHROOMS: 0 GARAGE PARKING: Attached PARKING GARAGE SPACES: 1 PARKING SPACES TOTAL: 2 FLOORING: Laminate EQUIPMENT: Dishwasher, Range/Oven, Refrigerator LAUNDRY LOCATION: Garage LAUNDRY UTILITIES: Electric FLOOR NO: 2 STORIES: 2 Story STORIES IN BUILDING: 2 RESIDENTIAL STYLES: All Other Attached ASSOCIATION: San Diego Association of REALTORS (SDAR) LISTING AGENT: Michael M Mourad LISTING OFFICE: Big Block Realty, Inc.
Estimated Monthly Payments
List Price: $323,753 20% Down Payment: $64,751 Loan Amount: $259,002 Loan Type: 30 Year Fixed Interest Rate: 6.5 % Monthly Payment: $1,637 Estimate does not include taxes, fees, insurance.
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Property Location: 7554 CAMINO DE LA ROSA SAN DIEGO CA 92127
This Listing
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Condo Mania Agent:
Greg CummingsCompass Real Estate
Team Lead CA DRE# 01464245
Phone: 858-206-9500
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Last Updated: 2024-09-16